341 4th Ave, Indialantic, FL 32903

Dealer Risk Services

Helping your dealership secure the insurance protection you need, at a competitive price.


Comprehensive Approach to Dealership Insurance Needs

Dealer Risk Services (DRS) provides a unique approach to insurance for the Automotive Industry. We work with Dealer Principals throughout the country to develop creative insurance solutions specific to their Dealership needs. With 50 years insurance expertise, the professionals at DRS have a level of industry knowledge unique to the Dealership insurance world. Whether it’s a single point placement or the creation of a Captive for a multiple point
Dealer Group, DRS has the expertise to provide creative solutions.

Policy Audits & Risk Analysis

We provide a complete analysis of your exposures based on our 30 years of experience working with Auto Dealerships.

Loss Assessment & Tracking

Our process continues after the policy is bound with on-going claims analysis and Loss Control recommendations.

Up-to-date market trends

We understand the Dealership market and can help you navigate the industry to create the optimal insurance solutions.


Don’t take our word for it – here’s what our clients say:

Steve Gibson is one of the most widely recognizable names in the dealership insurance industry. He has a reputation of standing out among the industries best and brightest and being an innovative thought leader in this constantly growing and ever tightening insurance market. A seasoned professional with over 30 years of underwriting and placement in the automotive industry, Steve has the acumen to address the changing insurance market and offer alternatives to his client base.

Anne Marie Towle

Hylant | Global Captive Solutions Leader

Re Imagined, Inc. highly recommends dealers work with Steve Gibson of Dealer Risk Services for their P&C insurance needs. Steve’s knowledge and experience are beyond question, as are his integrity and ethics. We’re always proud to put him in front of a dealer client and will continue to do so every chance we get.

Rob Hehr

Founder & President | Re Imagined, Inc.

I’ve had the pleasure of working with Steve Gibson and Dealer Risk Services for the last several years on varying projects and programs. Working with Steve and DRS has been an incredibly positive experience. Steve brings an intricate knowledge of the insurance industry to everything he works on. His understanding of coverage, exposure and policy forms is second to none, and he has an innate ability to discern trends both specific to the industry and also on a general macro level. The pleasure has been all mine.

Desmond J Bohan

Senior Vice President | BMS Re US

Community News

Our top commitment as a company is education. We want to help you learn best practices and Dealership industry news so you know the happenings.

Disaster Preparedness: Protecting Your Inventory from Hurricanes

Last year (2019) appeared to be a “mild” year from a weather perspective, but damage estimates, according to Accuweather, exceeded $22B. If Hurricane Dorian had kept its projected course and not moved further eastward, the destruction to Florida’s east coast corridor would have been devastating.

The State of the Dealership Insurance Industry 2020

Remember the lyrics of the old Bob Dylan song… “for the times, they are a[…]

The Insurance Industry’s Response to COVID-19 and the Impacts on Dealerships

The Insurance Industry’s Response to COVID-19 and the Impacts it has on your Dealership The[…]