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Author: Steve Gibson

Active Shooter Coverage

Gunman Kills 2 Dealership Employees in Morgan Hill, California Events like Tuesday’s shooting at a California Ford Dealership touch the hearts of all of us.  We are saddened by the senseless loss of life and grieve for the families affected.  As Dealers, this hits far too close to home.  It should be an alert to …

GARAGE LIABILITY 101

Insurance is complicated and expensive. Dealership Insurance can be extremely complicated and very expensive.   At Dealer Risk Services, we provide insurance expertise to the Automotive Industry.  We do this in 3 ways:  Risk Management, Product Development and Education.   We have Developed a series of info blasts to provide you with the tools you …

SHOPPING FOR GARAGE INSURANCE – WHERE DO WE BEGIN?

The very best place to begin with any marketing effort is to identify the potential insurers for a Dealership of your scope, size and location. The next part is to map out your specific coverage needs.   Both of these areas may require outside expertise and advice.   The garage insurance marketplace can include both national …

DEVELOPING YOUR RISK MANAGEMENT TEAM

Developing a solid Risk Management Team may be easier than you think. Sure, you can hire a qualified Risk Manager at a 6-figure salary, but that may not be necessary.  Take a look at your existing Dealership Team for help:  Chief Financial Officer, Operations Manager, General Manager, CPA and your Attorney.  Together with you (the …

UNDERSTANDING CLAIMS TRENDS AND LOSS PICKS

A good Risk Manager can predict, with a great degree of certainty, the number of incidents and the total claims amount a Dealership will incur in a given year. Now, he or she is not a soothsayer or prophet…they have merely analyzed the historical claims information and, given no appreciable changes in the Dealership management …