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Active Shooter/Active Assailant Coverage: The Rise of Mass Shootings

Active Shooter/Active Assailant Coverage: The Rise of Mass Shootings

Pop, pop, pop! BANG! Bullets fly across the sky, and chaos, confusion, and panic erupt. Unfortunately, active shooter/active assailant incidents are a more prevalent reality in the United States than ever before. These unfortunate events occur wherever large groups of people gather. The perpetrators often target high-profile areas such as parades and festivals, school systems, …
Professional Liability Insurance: A Safety Net for Your Dealership

Professional Liability Insurance: A Safety Net for Your Dealership

Mistakes happen! And if a dissatisfied customer believes your dealership did not meet its professional standards, you can be sued. What Does Professional Liability Insurance Cover? Professional liability insurance, also known as errors and omissions coverage, helps protect your dealership from claims of negligence, mistakes, misrepresentation, and inaccurate advice. Essentially, this policy provides coverage to …
Workers' Compensation: Protecting Your Dealership Against On-the-Job Accidents

Workers’ Compensation: Protecting Your Dealership Against On-the-Job Accidents

No matter the size of your dealership or the types of vehicles showcased, you have exposure to unique challenges that other business owners might not face. Maintaining a safe working environment and shielding yourself against liability claims are important and necessary goals for your dealership. Even with effective and efficient precautions, you cannot protect your …
Inventory Coverage for Dealerships

Inventory Coverage for Dealerships

In the dealership arena, inventory is one of your most precious assets. It is the vehicle (no pun intended) that entices customers to your dealership. The lure of that specific car and the advertisements surrounding the merits of your dealership are what stimulate sales. Therefore, without an inventory of cars and trucks to sell, your …
Commercial Umbrella Coverage: Business Man Holding Umbrella, Lightning

Accidents Happen, Protect Your Dealership with Commercial Umbrella Coverage

Mishaps and accidents happen at dealerships. And, sometimes even the most insignificant incident turns into a financially devastating multi-million-dollar lawsuit that can place your hard-earned assets in jeopardy. Protecting your dealership means preparing and planning for the worst-case scenario. For example, suppose a customer suffers an injury on the property and sues your dealership. Or, …