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Blog

Cyber Awareness in 2019

Reviewing your Cyber Coverage October is National Cyber Security Awareness month, making it a good time to review your internal controls and your coverage.  You DO have Cyber coverage…Right? It amazes me as we travel the country speaking with Dealers how many have not yet purchased Cyber coverage.  Dealers have a tendency to want their …

Know Your Vendors

Over the past 2 months we have reported several claims regarding insufficient insurance coverage carried by Vendors/Subcontractors.  In two instances, the claims involved companies contracted to transport vehicles for the Dealerships.  Car Haulers???  Yes! Dealers are normally in tune with the dangers of underinsured contractors regarding building and/or grounds maintenance.  They even scrutinize Certificates of …

Active Shooter Coverage

Gunman Kills 2 Dealership Employees in Morgan Hill, California Events like Tuesday’s shooting at a California Ford Dealership touch the hearts of all of us.  We are saddened by the senseless loss of life and grieve for the families affected.  As Dealers, this hits far too close to home.  It should be an alert to …

GARAGE LIABILITY 101

Insurance is complicated and expensive. Dealership Insurance can be extremely complicated and very expensive.   At Dealer Risk Services, we provide insurance expertise to the Automotive Industry.  We do this in 3 ways:  Risk Management, Product Development and Education.   We have Developed a series of info blasts to provide you with the tools you …

SHOPPING FOR GARAGE INSURANCE – WHERE DO WE BEGIN?

The very best place to begin with any marketing effort is to identify the potential insurers for a Dealership of your scope, size and location. The next part is to map out your specific coverage needs.   Both of these areas may require outside expertise and advice.   The garage insurance marketplace can include both national …