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Category: Risk Management

Know Your Vendors

Over the past 2 months we have reported several claims regarding insufficient insurance coverage carried by Vendors/Subcontractors.  In two instances, the claims involved companies contracted to transport vehicles for the Dealerships.  Car Haulers???  Yes! Dealers are normally in tune with the dangers of underinsured contractors regarding building and/or grounds maintenance.  They even scrutinize Certificates of …

Active Shooter Coverage

Gunman Kills 2 Dealership Employees in Morgan Hill, California Events like Tuesday’s shooting at a California Ford Dealership touch the hearts of all of us.  We are saddened by the senseless loss of life and grieve for the families affected.  As Dealers, this hits far too close to home.  It should be an alert to …

Time to Review Property Coverage

The month of May marks the end of the school year.  Family vacations are clearly in sight, and the “heat” of summer is beginning to set in. For those of us who border on the Atlantic or the Gulf, it also means that Hurricane Season is just around the corner. Summer storms disrupt our personal and …

Disaster Preparedness – Protecting Your Inventory

It is time for Floridians to review their Hurricane Preparedness Plans! Last year (2016) appeared to be a ‘’mild’’ year from a weather perspective, but damage estimates exceeded $ 16B.  If Hurricane Matthew had kept its projected course and not moved further eastward, the destruction to Florida’s east coast corridor would have been devastating. While …

Don’t Let Identity Thieves Spoil Your Vacation

July is the most active month for vacation time.  If you have not already taken the annual ‘’family trip’’ it will certainly be coming up soon. I’d like to offer a few tips to help limit potential disasters during your sojourn. While you enjoy your break from the grind of work, remember that vacation time …