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Category: Risk Management

Cyber Awareness in 2019

Reviewing your Cyber Coverage October is National Cyber Security Awareness month, making it a good time to review your internal controls and your coverage.  You DO have Cyber coverage…Right? It amazes me as we travel the country speaking with Dealers how many have not yet purchased Cyber coverage.  Dealers have a tendency to want their …

Know Your Vendors

Over the past 2 months we have reported several claims regarding insufficient insurance coverage carried by Vendors/Subcontractors.  In two instances, the claims involved companies contracted to transport vehicles for the Dealerships.  Car Haulers???  Yes! Dealers are normally in tune with the dangers of underinsured contractors regarding building and/or grounds maintenance.  They even scrutinize Certificates of …

Active Shooter Coverage

Gunman Kills 2 Dealership Employees in Morgan Hill, California Events like Tuesday’s shooting at a California Ford Dealership touch the hearts of all of us.  We are saddened by the senseless loss of life and grieve for the families affected.  As Dealers, this hits far too close to home.  It should be an alert to …

Time to Review Property Coverage

The month of May marks the end of the school year.  Family vacations are clearly in sight, and the “heat” of summer is beginning to set in. For those of us who border on the Atlantic or the Gulf, it also means that Hurricane Season is just around the corner. Summer storms disrupt our personal and …

Disaster Preparedness – Protecting Your Inventory

It is time for Floridians to review their Hurricane Preparedness Plans! Last year (2016) appeared to be a ‘’mild’’ year from a weather perspective, but damage estimates exceeded $ 16B.  If Hurricane Matthew had kept its projected course and not moved further eastward, the destruction to Florida’s east coast corridor would have been devastating. While …