Risk Management

 

We will work with you to ensure that you understand all areas of risk at your Dealership.  We’ll help you  develop and implement a long term program that provides the most comprehensive coverage at a competitive cost.

Complete Risk Analysis and Policy Audit

We will provide a complete analysis of your exposures based on our 30 years of experience working with Auto Dealers.  With that, we will offer an objective review of your current coverage and reveal any policy deficiencies or excesses. 

Market Assessment and Loss Analysis

Our program will help you identify and contact all of the available market in your area.  As well, we will map out your historical claims and show you where the ‘’problem areas’’ are.  With this, you can prevent expensive trends and predict future losses.

Presentation and Analysis

By identifying the marketplace, we can put you in control of the presentations.  We will provide you with a full ‘’side by side’’ analysis of each of the programs and help you understand the differences.  This part is critical in the final negotiations.

Loss Control Program/Building your Team

We will use our Risk Management expertise to design a Loss Control program specific to the needs of your Dealership.  Our plan will help you build a solid Risk Management Team at your dealership and coordinate the Loss Control efforts with your claims history and litigation trends.

Workers Compensation Analysis

We not only analyze your claims, but we make sure that your Experience Mod is accurately calculated and all appurtenant credits are applied.

On-Going Claims Analysis

Our process continues after the policy is bound with on-going claims analysis and Loss Control recommendations.

Renewal Review Options

We will help you prepare for your renewal early, up to 120 days in advance, to ensure that you have the proper strategies to continue controlling costly premiums.