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Tag: coverage

Commercial Umbrella Coverage: Business Man Holding Umbrella, Lightning

Accidents Happen, Protect Your Dealership with Commercial Umbrella Coverage

Mishaps and accidents happen at dealerships. And, sometimes even the most insignificant incident turns into a financially devastating multi-million-dollar lawsuit that can place your hard-earned assets in jeopardy. Protecting your dealership means preparing and planning for the worst-case scenario. For example, suppose a customer suffers an injury on the property and sues your dealership. Or, …
Employment Practices Liability (EPLI): Two middle age business workers working together. Woman suffering sexual harassment at the office.

Employment Practices Liability Insurance: Win or Lose, Lawsuits are Costly

Today's attention-grabbing headlines and viral social media stories are overflowing with employment-related scandals. From Hollywood studios and sports arenas to political offices and business boardrooms, allegations of harassment and discrimination are increasing in frequency, severity, and publicity. In the past, employers and employees quietly handled workplace conflicts. Family and friends might know about a scandal, …
Dealer Risk Services - Garage Liability

Dissecting the Garage Liability Policy

From an insurance perspective, every business has a unique set of exposures. Business owners within the automotive industry are undoubtedly different than manufacturers or owners of other retail operations. For Auto Dealers, Garage Liability Insurance protects your business from unwanted outcomes that may arise. Garage Liability Insurance 101 Garage Liability Insurance originated by combining a …

Protecting Your Dealership with Property Policies

For those of us operating businesses on the East coast or Gulf coast states, it’s officially Hurricane Season.  In fact, we’ve already had an early Tropical Storm and enough rain in areas to sufficiently soak the ground. So, before the succession of summer storms begins to roll our way, take time to review your Property …

Dealership Insurance Coverage You Need in the Current World

The insurance coverage you needed 20 years ago…even 5 years ago…may not be appropriate today to protect you from financial loss. There are truly some areas of concern that were not on our radar just a few years ago: Cyber Security                   Directors and Officers                    Kidnap and Ransom Active Shooter Coverage              Terrorism Coverage All of those …