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Tag: Risk management

Employment Practices Liability (EPLI): Two middle age business workers working together. Woman suffering sexual harassment at the office.
Dealer Risk Services - Garage Liability

How to Develop Your Risk Management Team

Developing a solid Risk Management Team may be easier than you think. Sure, you can hire a qualified Risk Manager at a 6-figure salary, but that may not be necessary.  Take a look at your existing Dealership Team for help:  Chief Financial Officer, Operations Manager, General Manager, CPA and your Attorney.  Together with you (the …

The Relationship Between Claims and Premiums

As a young Account Executive with Universal Underwriters I got a taste of how garage premiums are truly developed.  I had worked the employee rating factors on an account and presented both the worksheet and the Loss History to my Division Underwriter for review.  “Let’s see,” he said.   Then he did something that surprised …